Life Insurance in Spain at efpg

One of the most common ways of Life Insurance in Spain is the annual renewable. It is a 12-month life insurance that offers a large range of covers including an advance to pay for inheritance tax and funeral costs.

OPTIONAL COVERS to include in your policy:

Death by accident.
Death by road traffic accident.
Disability.
Disability due to road traffic accident.
Death of both spouses in the same accident.
Critical illness cover.
Women´s critical illness.
Repatriation.

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Contact efpg today for a free quote.

Term Assurance is the most basic form of financial protection. The policy provides a lump sum on the death of the life assured within the term, this is, the number of years of the policy.

There are many reasons why Term Assurance cover should be considered, including:

To protect your family and loved ones from financial hardship.
To protect liabilities such as a Spanish mortgage.
To protect friends or relations by taking out a policy on the life of another person.
For short-to-mid-term inheritance tax liabilities.

The policy can be altered to suit your specific needs you select the term and sum assured, taking into account affordability.

Once your policy has been approved and is active you will not have to provide any updates with regard to your health, so you can relax knowing that your protection is in place.

To find out more please do not hesitate in contacting us to discuss your individual needs.

efpg - Here for what matters most!

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Apart from the emotional difficulty suffering from a critical illness can cause, it can also result in medical expenses or the inability to work for a period of time.

Critical Illness cover is designed to provide a lump sum when the life assured suffers from a range of specified illnesses or requires specific surgery during the term of the policy. Critical illness cover can provide peace of mind by ensuring that your financial liabilities are not affected.

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Key Person Insurance is a life insurance policy that a company takes out on the life of the owner, top executive, or any other individual considered critical to the business.

The company pays the premiums and is the beneficiary of the sum assured in the event of the death or permanent disability of the key person. This type of insurance offers a financial cushion if the loss of the individual would have a negative effect on the running of the company as the sum assured buys time to hire and train a new director or pay off outstanding debts. The sum assured can also be used to purchase the shares of the key person so they do not fall into a third party's hands who does not understand the business or has no interest in the day-to-day management of the company.

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LIFE INSURANCE SPAIN

Very professional and easy to work with company. Everyone I dealt with there were friendly and very active in finding the best policy to fit my needs/situation. Would strongly recommend to any Ex Pat looking for insurance in Spain

My contact with the insurance agency Katya Shew was very good. She delivered what I expected in every aspect.

Nice company to deal with. They do all our insurance.Handles things quick and for decent prices. Was able to offer me car insurance at half the price of what the big companies quoted.Very nice to be able to get things sorted in English.

Thank you for your kind and professional help, in helping to arrange a complicated travel insurance...

Junior Insurance Adviser at efpg Spain was excellent to deal with, Tamara was efficient and professional. Highly recommend efpg for expats in Spain that require obligatory car insurance but are driving on their overseas license for the first 6 months.

Very quick to get a quote and helpful. So far great service :)

Thanks very much for your help and advice, will recommend efpg to all my friends.

Positive: Professionalism, Quality, Responsiveness, Value

Scarlett was super helpful and quick to respond.

What a fantastic company! Everything is handled very professional.The lady Katya who has been handling my policies is fantastic! She excels in her work. I would definitely recommend this company! A massive 👍🏽's up!!

I found them very responsive and helpful, from the first request for the quote to issuing policy, to actually helping with approvals and claims for sudden and expensive op. I have dealt with Katya Shew and cannot praise her enough.

Here for all your insurance needs.

Annual Renewable Life Insurance

Term Assurance In Spain