Also known in the UK as Accidental Damage Fire and Theft (ADF&T). In Spain, Comprehensive cover is the same but just a little more comprehensive. Any damage your vehicle suffers will be covered. If your vehicle is no older than two years and due to the damage sustained, is a total loss you will be compensated at 100% of the purchase price.
If the damage and the total loss occur in the third year some insurers will compensate at 120% of the current market value. Increased coverage for driver’s death or permanent injury due to an accident for which you are responsible. Comprehensive breakdown cover, when on the move. Replacement vehicle, (rental), when your vehicle is immobilised following an accident or attempted theft.
TAKE NOTE, not all Insurers are exactly the same, and cover provided can differ. But again that is what we are here for.
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